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Living in Italy
Living in Italy is a dream that many foreigners share, and who can blame them? Imagine enjoying a sunny climate almost all year round, exploring an endless variety of landscapes, and savoring cuisine that is both simple and exquisite. Italians, with their warm hospitality, make daily life even more enjoyable. But as with any expatriation, moving to Italy comes with its challenges.
In this guide, we've gathered all the information you need to see if the Italian dolce vita is really right for you and if it will allow you to live the life you've always dreamed of.
6 reasons to live in Italy
Living in Italy means choosing a daily life where every moment is infused with beauty, flavors, and unique traditions. There are many reasons to move there, but we've selected 6reasons that could really make a difference for you. Get ready to discover what might convince you that Italy is the place for you!
Renowned as one of the best in the world, Italian gastronomy offers incredible diversity. Each region has its specialties, and every dish is a sensory journey.
In Italy, there is no property tax, income tax is deducted at the source, and there is no land tax on primary residences. This is a real fiscal advantage that makes living in Italy even more attractive.
taly benefits from a well-established air network, notably thanks to the low-cost carrier Ryanair. This allows you to travel cheaply across the entire Italian territory, making weekend explorations even more accessible.
Italy's cultural heritage is immense. In every region, there is always something to see, do, or taste. Moreover, it is not uncommon to participate in cultural activities at reduced prices or even for free.
Italians are known for their positivity. Their attachment to family, their warmth, and the respect they have for the elderly create a very pleasant living environment.
Every region and village in Italy has its own traditions. Participating in these authentic moments lets you relive history and immerse yourself in the timeless charm of Italy.
In Italy, the cost of living is lower than in many other European countries. Whether it’s for housing, food, or leisure, your budget will allow you to enjoy daily pleasures more.
The tax code is the starting point for all your administrative procedures in Italy. We can apply for it on your behalf, allowing you to kickstart your Italian adventure as soon as possible!
A Slower, Simpler Italian Way of Life
Culture and lifestyle in Italy vary greatly from one region to another. In Milan, for example, life is often fast-paced. Lunch breaks are short, usually from 1 PM to 2 PM, and people quickly return to work. However, in southern Italy, things are quite different. Days are more relaxed, with longer lunch breaks that often include a nap. Activities pick up again around 4 PM, offering a less stressful lifestyle, more in tune with the warm climate and relaxed atmosphere.
A Surprisingly Affordable Lifestyle
The cost of living, like salaries, varies significantly across different regions. In southern Italy, life is generally more affordable, which can be an advantage. However, it's important to note that salaries are typically lower as well. Since there is no national minimum wage in Italy, these disparities between regions can be quite pronounced. It's up to you to find the balance that suits you best, between cost of living and salary levels.
Embracing Italian Culture and Language
In Italy, many Italians still do not speak English fluently, and in certain regions, they even prefer to speak the local dialect rather than Italian. In tourist areas, you will find it easier to communicate in English, although Italians generally like and prefer to speak in their native language. In business, speaking English is highly valued, but it is fundamental to know how to speak Italian, especially in small and medium-sized enterprises, where many people still only speak Italian. However, in multinational companies, English becomes a valuable asset, meetings are often conducted in English, and your knowledge of the language can be a strong advantage in your professional journey.
Pros and Cons of Living in Italy
Like in any country, there are pros and cons to life in Italy. Depending on your needs, personality, and expectations, this could either be the perfect place for you or not. Italy offers a rich cultural heritage, beautiful landscapes, and a slower pace of life in certain areas, but it also comes with its challenges, such as bureaucracy or regional differences. Ultimately, whether or not Italy is the right fit will depend on how well these aspects align with your personal goals and lifestyle preferences.
Climate
Pros: Italy, a Mediterranean country, offers a climate that many find appealing, especially in the southern regions. Due to its extended length of 10 degrees in latitude, Italy experiences warmer temperatures as you move southward, making places like Sicily ideal for those seeking mild winters, with average temperatures around 10°C. The Mediterranean climate in the south features hot, dry summers and pleasant, sunny winters. Coastal areas, particularly along the Tyrrhenian Sea, benefit from a humid, temperate atmosphere, contributing to lush landscapes and enjoyable weather for much of the year. Additionally, the diversity in climate allows for a wide range of outdoor activities, from skiing in the northern Alps to beach days in the southern regions.
Cons: Despite being a Mediterranean country, Italy’s climate is more varied and contrasting than often imagined. The northern regions, especially around Turin, can experience harsh winters with average temperatures close to 0°C and significant rainfall. The Po Valley has a semi-continental climate, characterized by extremely hot, stormy summers and cold, damp winters, sometimes reaching temperatures similar to Berlin. Even coastal areas along the Adriatic, particularly in the north, can face cold winter winds from the northeast. The highlands, such as the Apennines and the Alps, endure mountainous conditions with harsh winters and abundant precipitation, making the overall climate much more diverse and unpredictable.
Healthcare System
Pros : One of the main advantages of the Italian healthcare system is that access to healthcare is free for foreigners who work in Italy. Visiting a general practitioner is free, and cities often provide free clinic (consultorio) that offer specialized care in areas like gynecology. Hospitals are also free, and individuals with recognized medical conditions benefit from partial coverage of their medication costs. Visits to specialists in the public sector are available at a reduced fee, known as the "ticket," and it is possible to deduct medical expenses, including visits to psychologists, from income taxes. Additionally, individuals with permanent contracts can access the company's healthcare fund, which allows them to receive care at clinics within the network for free. Despite some criticisms, the Italian healthcare system offers notable benefits, especially for those employed in the country.
Cons : On the downside, those who are not employed must pay for access to the Italian healthcare system. Waiting times in public facilities can be long, which often leads Italians to opt for private care, where they pay out of pocket for faster access to treatment. Hospitals are frequently overcrowded, and there have been instances where people had to wait over six hours to see a doctor. Additionally, Italians are not accustomed to subscribing to health insurance, as most policies do not cover dental care, medication, or glasses. Health insurance typically covers basic services like check-ups, teeth cleaning, and reimbursement for public healthcare fees. As a result, subscribing to health insurance becomes less appealing, as it does not necessarily provide more economical or faster access to quality care.
Safety and Security
Pros :Despite the perception that crime is prevalent in Italy, statistics show a notable decrease in criminal activity over the last decade. For instance, between 2012 and 2021, reported crimes dropped by 25.4%, with a significant decline in homicides, robberies, and car thefts. Cities like Rome, Turin, and Bologna have seen a reduction in pickpocketing incidents, and overall, crimes like prostitution exploitation, usury, and smuggling have also decreased. The majority of Italians (61.5%) still feel safe in their cities, reflecting that Italy, in many areas, offers a secure environment for its residents. Moreover, the visibility of law enforcement and various safety initiatives help to maintain a sense of security, especially in smaller towns and non-tourist regions.
Cons : However, certain cities, particularly Milan, Rimini, and Rome, continue to report high crime rates, with Milan leading in robberies, thefts, and sexual violence incidents. Public perception of safety remains a concern, as over 51% of Italians fear becoming victims of crime, even though the actual crime rate has decreased. In larger cities, especially in southern regions, the presence of organized crime and the rise of juvenile delinquency, such as "baby gangs," add to this sense of insecurity. Public services are often overwhelmed, and delays in response times, particularly in crowded hospitals or police stations, contribute to a lingering feeling of vulnerability, pushing some residents to seek private security measures or avoid certain areas altogether.
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Having trouble finding the right property for you? Contact our advisors, who will take care of calling the agencies, scheduling appointments for viewings, and giving you a detailed report on the properties!
Cost of living in Italy
Living in northern and southern Italy differs significantly in terms of costs, particularly housing and utilities. According to a 2022 report by Il Sole 24 Ore, housing, water, and electricity expenses vary drastically between the two regions, with northern families spending around €315 more per month than those in the south. Specifically, families in the north pay an average of €998 per month, reflecting a nearly 3% increase from 2020, whereas in the south, the average is €683, a modest 0.4% increase. Rent prices in northern cities like Milan can be more than six times higher than in southern provinces such as Avellino. Moreover, household spending in general is higher in the north, with families there spending €677 more per month compared to southern families. The total monthly expenditure amounts to €2,668 in the north, while it is only €1,991 in the south, highlighting a significant economic disparity between the two regions.
Based on the data collected from Numbeo, we have created a comparative table of the selected cities in euro values. This projection was conducted using artificial intelligence to provide a more accurate representation of the cost differences. By converting the indices into approximate euro values, we aimed to create a clearer comparison between the cities.
To achieve this, we used reference values for the cost of living and rent in New York City. Assuming an average monthly cost of living (excluding rent) of €1,500 and an average monthly rent of €3,000 in New York, we applied the indices to estimate the costs in each country relative to New York. This method allows for a more precise understanding of how living expenses compare across the selected cities.
Cost analysis
Compared to other countries in the table, Italy offers a lower cost of living and rent , making it one of the more affordable options. With a cost of living (excluding rent) estimated at €842.85 per person and rent at €576.90, Italy’s overall expenses are much lower than in countries like Switzerland, the United States, or Norway. However, Italy’s local purchasing power is also lower at 78.27%, meaning residents have less financial flexibility relative to their income.
Legal Requirements for Moving to Italy
Depending on the country you are in, different rules and agreements may apply, especially regarding residency and work permits. While some nations have specific agreements with others, if you live outside the European Union, you will typically need a visa to reside or work in a foreign country . Each country has its own visa requirements, and the type of visa needed depends on your purpose of stay, such as work, study, or family reunification.
Requirements for UK Citizens
British nationals who were living in Italy before the end of free movement are protected under the Withdrawal Agreement, which allows them to remain in Italy without needing a work permit or visa. However, they are still required to register as residents at their local town hall. Additionally, the UK has a visa waiver agreement with the European Union, allowing UK citizens to travel to and stay in Italy for up to 90 days without a visa, but only for tourism or limited business activities, like attending meetings. For longer stays or to work, British nationals need a long-stay visa.
There are various types of ltalian long-stay visas (D visas)l available for UK nationals, depending on the purpose of their stay. These include the Italy Work Visa for those with a job offer, the Self-Employed Visa for entrepreneurs or freelancers, the Study Visa for students, the Family Visa for those joining Italian family members, and the Retirement Visa for those who can financially support themselves without working. Each visa has specific requirements, and applications must be submitted at the Italian Embassy in the UK, unless the applicant is already in Italy with a valid visa. Supporting documents will be required during the visa application process to prove eligibility.
Requirements for US Citizens
If you are a U.S. citizen considering moving to Italy, there are several visa options depending on your purpose of stay. For U.S. citizens with immediate Afghan, Ethiopian, or Ukrainian family members affected by significant events in those countries, it is possible to file a Form I-130 petition locally at the U.S. Consulate General in Naples, Italy. This applies to those physically present in Italy and allows them to file petitions on behalf of spouses, unmarried children under 21, and parents. For Americans planning a short stay of less than 90 days, no visa is required under the U.S.-Italy visa waiver agreement.
However, if you are looking to stay in Italy for an extended period, applying for a long-stay visa is essential. Without it, you cannot apply for an Italian residence permit. The process requires filing your application at the Italian consulate serving your U.S. state or region. U.S. citizens can choose from several visa types, such as the student visa, work visa, EU Blue Card, self-employment visa, Golden Visa, or elective residency visa (also known as the Italian retirement visa).
Each visa type has specific requirements. For instance, the student visa requires proof of admission to an Italian university and health insurance, while the work visa depends on your employer obtaining a "Nulla Osta" (work permit) for you. The self-employment visa is more challenging, often requiring consultancy support. If you have substantial funds, the Golden Visa allows you to invest in Italy’s economy, while the elective residency visa is ideal for retirees or individuals with passive income who can financially support themselves without working.
Our assistant will request 3 quotes from insurers in your area and will assist you during the signing process.
Navigating Italy’s Real Estate Market
The Italian real estate market has unique characteristics that may surprise foreign buyers. For example, the cadastral plan (property registry) doesn’t always match the actual property being sold, and agency fees are typically not included in the online listing price. Additionally, a property might be advertised with a garden, but that garden could be for exclusive use rather than part of the property itself. So, how should you navigate these differences? We always recommend having professional guidance when purchasing property in Italy to avoid unpleasant surprises and ensure a smooth transaction.
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Where to Live in Italy ?
According to current data from Tuttitalia, there are 15,582 Americans and 27,758 British citizens living in Italy. The majority of both nationalities reside in the regions of Lombardy, Lazio, and Tuscany, making these areas the most popular among American and British expatriates.
Best Cities
Italy offers a variety of cities that cater to different lifestyles and preferences. Milan, the economic and fashion capital, is ideal for professionals seeking career opportunities along with a vibrant social scene. Rome, the nation's capital, combines rich history with modern amenities, making it a bustling hub of culture and politics. Florence, renowned as the capital of art, is perfect for those who appreciate history, art, and architecture. Naples, with its authentic Italian charm, offers a more traditional lifestyle, while Bologna, a university city, is known for its lively atmosphere and culinary excellence. Lastly, Turin, an industrial powerhouse, offers a balance between business opportunities and historical appeal. These cities each have their own unique character, making them some of the best places to live in Italy.
Having trouble finding the right property for you? Contact our advisors, who will take care of calling the agencies, scheduling appointments for viewings, and giving you a detailed report on the properties!
Reviews from our customers
These wonderful, warm, attentive, and competent people really help you move from 'This project is so difficult, I don't know how to handle it' to 'Everything will be fine, step by step, we'll be here,' and it's such a relief to feel supported and forget your fears. You can already picture yourself there, and it's just wow 🤩. A big thank you for their work!!
Flora
A great experience with Jessica! we had a one-hour meeting where she provided practical information on various administrative subjects (moving, finding accommodation, freelance status, taxes, and the healthcare system...). But most importantly, she gave me the feeling that I had found an ally in my journey, someone I can count on if I encounter a problem. And that's incredibly important in an expatriation project!
Lea
Jessica is very professional in her approach and the information she shares. In addition to her presentation, she answered our questions and was truly attentive. I have become even more aware of the administrative complexity of settling in Italy, the importance of following a timeline, and anticipating the necessary steps. I can now use what I learned this morning to better organize my transition into my new life.
Eva
Quality of life
Depending on the city, there are various activities to enjoy across Italy. In Milan, you can savor an aperitivo along the canals of the Navigli or on a terrace overlooking Piazza Duomo. In Florence, the world-renowned Uffizi Gallery offers a chance to immerse yourself in Renaissance art. Naples, on the other hand, is famous for its delicious street food, giving visitors a true taste of authentic Italian flavors. Every region in Italy boasts its own culinary specialties, unique activities, and distinct atmosphere, creating an exceptional quality of life no matter where you choose to live.
Finding a Job in Italy
Finding a job in Italy with a strong command of both Italian and English can be a great opportunity to embrace the Italian lifestyle. However, it is crucial to have a solid understanding of the local job market and to speak Italian fluently to maximize your chances of securing employment. To help candidates succeed, we offer job search support services designed to position you effectively in the Italian job market. Our services provide valuable guidance to ensure you have the best possible chance of finding a job and starting a successful career in Italy.
Choosing to optimize your application in Italian with professionals who understand the Italian job market gives you the best chance to land a job in Italy! Sometimes, we don’t know how to search for job offers that match our profile. A bilingual assistant who will select offers for you and draft an initial contact email will be very useful in helping you secure an interview!
Italian School: what’s the school system like?
The Italian school system is structured into several levels, starting with optional nursery school for children aged 3 to 6, followed by compulsory primary and secondary education. Children begin primary school at age 6 and progress through five years before entering lower secondary school, which lasts until age 14. Upper secondary school, from age 14 to 19, allows students to specialize in fields like arts, sciences, or languages. Both public and private schools in Italy adhere to a national curriculum, though private schools often offer smaller class sizes and additional extracurricular activities. Public education is free, even for foreigners, but private school fees vary depending on the services offered.
One of the biggest challenges for families in Italy is that school typically ends around 1 p.m., and there are long summer holidays, making family organization difficult. Extracurricular activities are not always available, and in the absence of grandparents to help, parents often have to find part-time or flexible jobs to manage their children's schedules. This lack of structured after-school programs and extended breaks can make balancing work and family life particularly challenging for many families in Italy
Setting Up an Italian Bank Account
Opening a bank account in Italy is essential if you plan to live in the country or buy a vacation home. To receive an Italian salary or pay bills, you will always be required to have an Italian IBAN. You can open a bank account either online or by visiting a branch in person. Depending on your status, you can open an account as a resident or non-resident by providing a valid identification document and your Italian tax code (codice fiscale). Having an Italian bank account is crucial for managing your finances efficiently while living or investing in Italy.
Having a remote assistant who can contact banks, inquire whether they open accounts for non-residents, schedule appointments, and provide language support during the meeting is invaluable during this important step!
Expat Testimonials
What brought me to Naples was love, more than 30 years ago now. I left everything behind and moved down. I packed my bags, drove down with my car, and back then, you had to have proof from a company that was hiring you, otherwise, you couldn’t just cross the border... It all changes when you arrive in Naples because you go from the apparent calm of our French cities, and then you find yourself... driving in Naples... it’s quite something.
Jeannine
In 2011, I decided to spend a weekend with friends in Sardinia to celebrate the end of my studies, and as soon as I got off the plane, I told my friends, 'I feel good here, I don’t know why, there’s something in the air.' From 2011 onwards, I came to Sardinia every year for my holidays. I had the opportunity to do several internships in Sardinia, and I never left.
Muriel
Dare to do it, because nothing is permanent. If things don’t go well, whether on a personal or professional level, we’re not forced to stay. I think it brings so much, professionally speaking, and it opens your mind to so many things, to a new culture. If you feel it inside and you’re hesitating, it means you want to do it.
Giulia
In Conclusion: what is it like to live in Italy?
In conclusion, Italy is a beautiful destination for both temporary and permanent living. It offers the opportunity to meet extraordinary people, taste unique and surprising culinary specialties, have wonderful experiences, and live the Dolce Vita. There’s nothing to lose by trying an experience in Italy; you have everything to gain. And if it doesn’t suit you, as Giulia mentions in her testimonial, you can always go back or move on to a new adventure.
Les bons plans
Les maisons à 1 euro en Italie
L'État italien a lancé l'initiative des maisons à 1 euro, permettant de devenir propriétaire d'une maison pour un euro symbolique. Bien que le prix final puisse dépasser ce montant symbolique en raison des travaux de rénovation nécessaires, ce dispositif représente une opportunité exceptionnelle pour ceux qui n'ont pas besoin de résider dans une zone touristique. Cette initiative vise à revitaliser les villages en déclin en attirant de nouveaux habitants prêts à investir dans la rénovation. Pour découvrir les maisons disponibles et en savoir plus sur cette offre, il suffit de visiter le site casea1euro.it
Etre payé pour vivre en Italie
En Italie, diverses initiatives ont été mises en place pour attirer de nouveaux habitants et investisseurs dans les régions en déclin. Par exemple, le Molise avait proposé un programme incitatif où chaque bénéficiaire recevait une somme de 8 000 euros par an pendant trois ans s'il choisissait de s'installer et de créer une activité économique dans la région. Ces mesures visent à revitaliser les zones rurales et à stimuler l'économie locale, offrant ainsi une opportunité intéressante pour ceux qui cherchent à entreprendre dans un environnement paisible et authentique. Ces initiatives témoignent de l'engagement de l'Italie à dynamiser son territoire et à encourager de nouvelles dynamiques de population.
Is Italy a good place to live?
Yes, Italy is a beautiful destination to live in. It offers an exceptional environment, a high quality of life, and breathtaking landscapes. From its rich history and vibrant culture to its world-famous cuisine and stunning countryside, Italy provides an unmatched living experience. Whether you're strolling through the streets of Rome, enjoying the art of Florence, or relaxing on the Amalfi Coast, life in Italy truly embodies the essence of “La Dolce Vita.
Can I live in Italy as US/UK Citizen?
For UK or US citizens, it is possible to move to Italy by applying for a visa. Various long-term visa options are available, including work visas, student visas, and elective residency visas for retirees. Each visa type has specific requirements, and applications must be made at the Italian consulate in your home country. With the right visa, you can start your journey to living in this beautiful country.
How much money do you need to live comfortably in Italy?
The cost of living in Italy varies depending on the region. With a salary of €1,500 per person, a couple can live quite comfortably in northern Italy. In the southern regions, the cost of living is significantly lower, allowing you to maintain a good lifestyle on even less. Many foreigners choose Italy as their retirement destination due to its affordability, but it is essential to check both the healthcare system and tax regulations in relation to your home country before making the move.
Can I retire in Italy?
Italy’s relaxed pace of life, excellent healthcare, and picturesque landscapes make it a popular choice for retirees. However, it’s important to be aware of the country’s tax system and healthcare coverage to ensure everything is in order before relocating. Many regions in Italy offer attractive tax incentives for foreign retirees, especially in the southern part of the country, making it an even more appealing choice for those seeking a peaceful and affordable retirement.